Banking Exams
Banking Exams

Banking Exams Preparation: IBPS PO and SBI PO

A clean banking preparation hub with bilingual English-Hindi typed notes, concept examples, exam traps and bilingual chapter tests. Built for IBPS PO and SBI PO prelims practice without PDFs or copied source material.

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Original bilingual questions

Original Bilingual Typed Notes

Banking Notes and Practice Plan / बैंकिंग नोट्स और अभ्यास योजना

Use these notes before chapter tests. Each section gives the method, a quick example and the common trap in English and Hindi. / Chapter tests se pehle ye bilingual notes padhein.

Calculation, percentage, ratio, average and approximation
कैलकुलेशन, प्रतिशत, अनुपात, औसत और अनुमान

Quant Speed Foundation

क्वांट स्पीड फाउंडेशन

IBPS PO and SBI PO prelims reward fast arithmetic more than long formula memory. Build speed with percent-to-fraction conversion, ratio shares, average correction and approximation.

IBPS PO और SBI PO prelims में लंबी formula memory से ज्यादा तेज arithmetic काम आती है। प्रतिशत को fraction में बदलना, ratio share, average correction और approximation पर speed बनाइए।

  • Treat 10%, 20%, 25%, 33.33%, 50%, 66.67% and 75% as mental anchors.10%, 20%, 25%, 33.33%, 50%, 66.67% और 75% को mental anchors की तरह याद रखें।
  • For approximation, round only after checking options; banking exams often keep options far enough for smart rounding.Approximation में options देखने के बाद ही round करें; banking exams में smart rounding के लिए options अक्सर पर्याप्त दूर होते हैं।
  • In average questions, convert every correction into total change first, then divide by number of items.Average correction में पहले total change निकालें, फिर items की संख्या से divide करें।
  • In ratio questions, always write total parts before calculating any share.Ratio questions में किसी भी share से पहले total parts जरूर लिखें।
Example: If 37.5% of a number is 450, then 37.5% = 3/8. Number = 450 x 8/3 = 1200.
उदाहरण: यदि किसी संख्या का 37.5% = 450 है, तो 37.5% = 3/8. संख्या = 450 x 8/3 = 1200.
Trap: Do not calculate 37.5% as a long decimal if a fraction shortcut exists; it wastes prelims time.
गलती से बचें: जब fraction shortcut हो तो 37.5% को लंबी decimal calculation से solve न करें; prelims में समय waste होता है।
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Tables, caselets, percentages and comparison questions
टेबल, केसलेट, प्रतिशत और comparison questions

Data Interpretation Method

डेटा इंटरप्रिटेशन विधि

DI is a banking selection area because it tests accuracy under pressure. Most sets require controlled arithmetic, not advanced math.

DI banking exams का selection area है क्योंकि यह pressure में accuracy test करता है। अधिकतर sets में advanced math नहीं, controlled arithmetic चाहिए।

  • Read the table headings before reading the question; wrong unit reading causes avoidable errors.Question पढ़ने से पहले table headings पढ़ें; गलत unit पढ़ने से avoidable errors होते हैं।
  • Mark whether the question asks value, percentage, ratio, difference or average.पहले पहचानें कि question value, percentage, ratio, difference या average पूछ रहा है।
  • For percentage comparison, keep the base clear; A is what percent of B is not the same as B is what percent of A.Percentage comparison में base clear रखें; A, B का कितना percent है और B, A का कितना percent है, दोनों अलग हैं।
  • If a DI set has five questions, solve the direct value questions first and save long comparison questions for later.DI set में direct value questions पहले solve करें और lengthy comparison बाद में रखें।
Example: If Branch A has 240 accounts and Branch B has 300 accounts, A is 80% of B because 240/300 x 100 = 80%.
उदाहरण: यदि Branch A में 240 accounts और Branch B में 300 accounts हैं, तो A, B का 80% है क्योंकि 240/300 x 100 = 80%.
Trap: Students often compare 300 with 240 and answer 125%; that answers B as percent of A, not A as percent of B.
गलती से बचें: Students अक्सर 300 को 240 से compare करके 125% बोल देते हैं; वह B as percent of A है, A as percent of B नहीं।
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Linear seating, circular seating, floor puzzles and ordering
Linear seating, circular seating, floor puzzles और ordering

Puzzle and Seating Discipline

पजल और सीटिंग अनुशासन

Banking reasoning depends on clean diagram habits. A simple table or line diagram prevents repeated rereading.

Banking reasoning में clean diagram habits बहुत जरूरी हैं। Simple table या line diagram बार-बार clues पढ़ने से बचाता है।

  • Start by placing fixed clues first: immediate left/right, top/bottom, opposite, only one person between.Fixed clues पहले place करें: immediate left/right, top/bottom, opposite, only one person between.
  • Use short symbols instead of full names; the goal is speed and clarity.Full names की जगह short symbols use करें; goal speed और clarity है।
  • Split cases only when a clue genuinely has two possible positions.Cases तभी split करें जब clue में सच में दो possible positions हों।
  • Cancel impossible cases immediately after contradiction; do not carry dead cases forward.Contradiction मिलते ही impossible case cancel करें; dead case आगे मत ले जाएं।
Example: If A is immediately left of B and C is second to the right of B, draw A-B-blank-C before using any other clue.
उदाहरण: यदि A, B के immediately left है और C, B के second right है, तो पहले A-B-blank-C बनाएं।
Trap: In north-facing seating, left/right is from the persons' perspective; avoid flipping it halfway through the puzzle.
गलती से बचें: North-facing seating में left/right व्यक्ति के perspective से होता है; puzzle के बीच में direction flip न करें।
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Statements, conclusions, coded relations and validity checks
Statements, conclusions, coded relations और validity checks

Syllogism and Inequality Logic

सिलॉजिज्म और इनइक्वालिटी लॉजिक

These are high-return reasoning topics because rules are limited and accuracy improves quickly with method.

ये high-return reasoning topics हैं क्योंकि rules limited हैं और सही method से accuracy जल्दी improve होती है।

  • In syllogism, never assume real-world truth; only follow the given statements.Syllogism में real-world truth assume न करें; सिर्फ given statements follow करें।
  • Some + All can produce a definite conclusion only when the linked part is guaranteed.Some + All से definite conclusion तभी बनेगा जब linked part guaranteed हो।
  • For inequality, replace equal terms first, then compare the remaining chain.Inequality में पहले equal terms replace करें, फिर remaining chain compare करें।
  • Either-or conclusions need complementary pairs such as greater/equal or some/no in valid conditions.Either-or conclusions के लिए valid complementary pairs चाहिए, जैसे greater/equal या some/no।
Example: If A >= B and B = C, then A >= C is definitely true because C can replace B.
उदाहरण: यदि A >= B और B = C है, तो A >= C definitely true है क्योंकि C, B को replace कर सकता है।
Trap: Do not conclude 'some banks are digital' from 'all banks are institutions' and 'some institutions are digital'. The overlap is not fixed.
गलती से बचें: 'All banks are institutions' और 'Some institutions are digital' से 'Some banks are digital' conclude न करें; overlap fixed नहीं है।
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Grammar, fillers, vocabulary and sentence improvement
Grammar, fillers, vocabulary और sentence improvement

English Prelims Accuracy

English Prelims Accuracy

Banking English is scored through fast elimination. Strong grammar rules plus option comparison give quick gains.

Banking English में fast elimination से score बनता है। Strong grammar rules और option comparison से जल्दी improvement आती है।

  • For subject-verb agreement, identify the real subject and ignore phrases between commas or prepositions.Subject-verb agreement में real subject पहचानें और बीच के phrases को ignore करें।
  • In fillers, check tone first: positive, negative, contrast, cause or result.Fillers में पहले tone देखें: positive, negative, contrast, cause या result।
  • For sentence improvement, prefer concise grammatically standard options over wordy ones.Sentence improvement में wordy option की जगह concise और grammatically standard option चुनें।
  • Learn common banking-context vocabulary: credit, liquidity, prudent, deficit, surplus, waiver and collateral.Banking vocabulary याद रखें: credit, liquidity, prudent, deficit, surplus, waiver, collateral।
Example: Neither of the answers is correct. 'Neither' is treated as singular in formal exam grammar.
उदाहरण: Neither of the answers is correct. Formal exam grammar में 'Neither' singular माना जाता है।
Trap: Do not choose an option only because it sounds familiar; check subject, tense and preposition together.
गलती से बचें: Option सिर्फ familiar लगने पर न चुनें; subject, tense और preposition साथ में check करें।
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RBI, accounts, digital payments, deposits and financial inclusion
RBI, accounts, digital payments, deposits और financial inclusion

Banking Awareness Core

बैंकिंग अवेयरनेस कोर

Banking awareness is where exam-specific preparation matters. Focus on definitions, roles, instruments and practical banking terms.

Banking awareness में exam-specific preparation बहुत matter करती है। Definitions, roles, instruments और practical banking terms पर focus करें।

  • RBI is India's central bank and regulates monetary policy, currency issue and banking stability.RBI भारत का central bank है और monetary policy, currency issue और banking stability regulate करता है।
  • CRR is the cash reserve banks keep with RBI; SLR is maintained in approved liquid assets.CRR वह cash reserve है जो banks RBI के पास रखते हैं; SLR approved liquid assets में maintain होता है।
  • UPI enables instant bank-to-bank digital payments through a virtual payment address or mobile-linked account.UPI virtual payment address या mobile-linked account से instant bank-to-bank digital payments enable करता है।
  • Fixed deposits lock money for a tenure; savings accounts prioritize liquidity over high returns.Fixed deposits में पैसा tenure के लिए lock होता है; savings account liquidity को high returns से ज्यादा priority देता है।
Example: If CRR increases, banks keep more cash with RBI, so lendable funds may reduce.
उदाहरण: यदि CRR बढ़ता है, तो banks RBI के पास ज्यादा cash रखते हैं, इसलिए lendable funds कम हो सकते हैं।
Trap: Do not mix CRR with SLR: CRR is cash with RBI; SLR is liquid assets maintained by banks.
गलती से बचें: CRR और SLR mix न करें: CRR RBI के पास cash है; SLR banks द्वारा maintained liquid assets है।
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