BankingAll IndiaChecked 14 Jul 2026

Bank of India Credit Officer (MMGS II, MMGS III, SMGS IV) Recruitment 2026

Bank of India Credit Officer recruitment 2026 for 779 posts across MMGS II, MMGS III, and SMGS IV scales. BOI Credit Officers handle credit appraisal, loan processing, and portfolio management across branches and regional offices nationwide. A high-value banking career opportunity for finance and CA/MBA professionals.

Apply Online (Official Site)Bank of India Website

Recruitment Summary

Organization
Bank of India
Post Name
Credit Officer (MMGS II, MMGS III, SMGS IV)
Total Vacancies
779
Qualification
Graduate (Management/Finance disciplines preferred). CA/CMA/MBA Finance/Economics.
Last Date
20-07-2026
Location
All India
Age Limit
MMGS II: 25–35 years. MMGS III: 25–37 years. SMGS IV: 30–42 years. As on 01-06-2026.
Salary / Pay
MMGS II: Rs. 48,480 – Rs. 85,920. MMGS III: Rs. 63,840 – Rs. 1,00,560. SMGS IV: Rs. 76,010 – Rs. 1,15,630 basic + DA + allowances.
Application Fee
Rs. 850 for General/OBC/EWS. Rs. 175 for SC/ST/PwBD.

Vacancy Details

PostVacancies
Credit Officer – MMGS II~400
Credit Officer – MMGS III~250
Credit Officer – SMGS IV~129

Selection Process

  1. 1Online Examination (Objective)
  2. 2Interview
  3. 3Document Verification

How to Apply

  1. 1.Visit bankofindia.bank.in and open Credit Officer 2026 recruitment link.
  2. 2.Register and fill application with educational and work experience details.
  3. 3.Pay fee online and submit before 20 July 2026.

Important Notes

  • Credit Officer is a lateral/specialist banking hire requiring prior credit/lending experience for MMGS III and IV.
  • CA, CMA, MBA Finance, and CFA candidates are preferred and may get higher scale placements.