Banking & Static GA Test 2

1. What is/does Cheque refer to? / Cheque किसे दर्शाता है?

• A. bank focused on financial inclusion and small borrowers
• B. prepaid negotiable instrument issued by bank
• C. negotiable instrument directing bank to pay (Correct)
• D. directed lending to specified sectors

Explanation: Cheque is correctly described as: negotiable instrument directing bank to pay. / Cheque का सही वर्णन है: बैंक को भुगतान निर्देश देने वाला negotiable instrument।

2. What is/does Demand draft refer to? / Demand draft किसे दर्शाता है?

• A. directed lending to specified sectors
• B. negotiable instrument directing bank to pay
• C. prepaid negotiable instrument issued by bank (Correct)
• D. bank that can accept deposits but generally cannot lend

Explanation: Demand draft is correctly described as: prepaid negotiable instrument issued by bank. / Demand draft का सही वर्णन है: बैंक द्वारा जारी prepaid negotiable instrument।

3. What is/does KYC refer to? / KYC किसे दर्शाता है?

• A. committee that decides policy repo rate
• B. central bank of India
• C. Know Your Customer (Correct)
• D. National Electronic Funds Transfer

Explanation: KYC is correctly described as: Know Your Customer. / KYC का सही वर्णन है: Know Your Customer।

4. What is/does AML refer to? / AML किसे दर्शाता है?

• A. directed lending to specified sectors
• B. Know Your Customer
• C. rate at which RBI borrows from banks
• D. Anti-Money Laundering (Correct)

Explanation: AML is correctly described as: Anti-Money Laundering. / AML का सही वर्णन है: Anti-Money Laundering।

5. What is/does Basel norms refer to? / Basel norms किसे दर्शाता है?

• A. prepaid negotiable instrument issued by bank
• B. directed lending to specified sectors
• C. international banking supervision standards (Correct)
• D. affordable access to financial services

Explanation: Basel norms is correctly described as: international banking supervision standards. / Basel norms का सही वर्णन है: अंतरराष्ट्रीय banking supervision standards।

6. What is/does Priority Sector Lending refer to? / Priority Sector Lending किसे दर्शाता है?

• A. negotiable instrument directing bank to pay
• B. affordable access to financial services
• C. international banking supervision standards
• D. directed lending to specified sectors (Correct)

Explanation: Priority Sector Lending is correctly described as: directed lending to specified sectors. / Priority Sector Lending का सही वर्णन है: निर्धारित क्षेत्रों को लक्षित ऋण।

7. What is/does Financial inclusion refer to? / Financial inclusion किसे दर्शाता है?

• A. affordable access to financial services (Correct)
• B. bank focused on financial inclusion and small borrowers
• C. negotiable instrument directing bank to pay
• D. prepaid negotiable instrument issued by bank

Explanation: Financial inclusion is correctly described as: affordable access to financial services. / Financial inclusion का सही वर्णन है: वित्तीय सेवाओं तक सस्ती पहुँच।

8. What is/does Small Finance Bank refer to? / Small Finance Bank किसे दर्शाता है?

• A. directed lending to specified sectors
• B. international banking supervision standards
• C. bank focused on financial inclusion and small borrowers (Correct)
• D. bank that can accept deposits but generally cannot lend

Explanation: Small Finance Bank is correctly described as: bank focused on financial inclusion and small borrowers. / Small Finance Bank का सही वर्णन है: छोटे उधारकर्ताओं/financial inclusion पर केंद्रित बैंक।

9. What is/does Payment Bank refer to? / Payment Bank किसे दर्शाता है?

• A. bank that can accept deposits but generally cannot lend (Correct)
• B. affordable access to financial services
• C. international banking supervision standards
• D. directed lending to specified sectors

Explanation: Payment Bank is correctly described as: bank that can accept deposits but generally cannot lend. / Payment Bank का सही वर्णन है: जमा स्वीकार करने वाला पर सामान्यतः ऋण न देने वाला बैंक।

10. What is/does Monetary Policy Committee refer to? / Monetary Policy Committee किसे दर्शाता है?

• A. Part III of the Indian Constitution
• B. committee that decides policy repo rate (Correct)
• C. introductory statement of Constitution
• D. Statutory Liquidity Ratio

Explanation: Monetary Policy Committee is correctly described as: committee that decides policy repo rate. / Monetary Policy Committee का सही वर्णन है: policy repo rate तय करने वाली समिति।

11. What is/does Lok Sabha refer to? / Lok Sabha किसे दर्शाता है?

• A. Comptroller and Auditor General of India
• B. introductory statement of Constitution
• C. lower house of Parliament (Correct)
• D. constitutional body conducting elections

Explanation: Lok Sabha is correctly described as: lower house of Parliament. / Lok Sabha का सही वर्णन है: संसद का निचला सदन।

12. What is/does Rajya Sabha refer to? / Rajya Sabha किसे दर्शाता है?

• A. constitutional body conducting elections
• B. Comptroller and Auditor General of India
• C. upper house of Parliament (Correct)
• D. highest judicial court in India

Explanation: Rajya Sabha is correctly described as: upper house of Parliament. / Rajya Sabha का सही वर्णन है: संसद का उच्च सदन।

13. What is/does Fundamental Rights refer to? / Fundamental Rights किसे दर्शाता है?

• A. Part III of the Indian Constitution (Correct)
• B. lower house of Parliament
• C. constitutional body conducting elections
• D. Part IV of the Indian Constitution

Explanation: Fundamental Rights is correctly described as: Part III of the Indian Constitution. / Fundamental Rights का सही वर्णन है: भारतीय संविधान का भाग III।

14. What is/does Directive Principles refer to? / Directive Principles किसे दर्शाता है?

• A. lower house of Parliament
• B. Comptroller and Auditor General of India
• C. Part IV of the Indian Constitution (Correct)
• D. Part III of the Indian Constitution

Explanation: Directive Principles is correctly described as: Part IV of the Indian Constitution. / Directive Principles का सही वर्णन है: भारतीय संविधान का भाग IV।

15. What is/does Preamble refer to? / Preamble किसे दर्शाता है?

• A. lower house of Parliament
• B. introductory statement of Constitution (Correct)
• C. Part III of the Indian Constitution
• D. upper house of Parliament

Explanation: Preamble is correctly described as: introductory statement of Constitution. / Preamble का सही वर्णन है: संविधान की प्रस्तावना।

16. What is/does Election Commission of India refer to? / Election Commission of India किसे दर्शाता है?

• A. introductory statement of Constitution
• B. lower house of Parliament
• C. highest judicial court in India
• D. constitutional body conducting elections (Correct)

Explanation: Election Commission of India is correctly described as: constitutional body conducting elections. / Election Commission of India का सही वर्णन है: चुनाव कराने वाला संवैधानिक निकाय।

17. What is/does Supreme Court of India refer to? / Supreme Court of India किसे दर्शाता है?

• A. constitutional body conducting elections
• B. highest judicial court in India (Correct)
• C. introductory statement of Constitution
• D. Part IV of the Indian Constitution

Explanation: Supreme Court of India is correctly described as: highest judicial court in India. / Supreme Court of India का सही वर्णन है: भारत का सर्वोच्च न्यायालय।

18. What is/does CAG refer to? / CAG किसे दर्शाता है?

• A. Part III of the Indian Constitution
• B. Comptroller and Auditor General of India (Correct)
• C. highest judicial court in India
• D. upper house of Parliament

Explanation: CAG is correctly described as: Comptroller and Auditor General of India. / CAG का सही वर्णन है: भारत के नियंत्रक एवं महालेखा परीक्षक।

19. What is/does UNESCO refer to? / UNESCO किसे दर्शाता है?

• A. United Nations agency for education, science and culture (Correct)
• B. Anti-Money Laundering
• C. affordable access to financial services
• D. insurance regulator in India

Explanation: UNESCO is correctly described as: United Nations agency for education, science and culture. / UNESCO का सही वर्णन है: शिक्षा, विज्ञान और संस्कृति की UN agency।

20. What is/does WHO refer to? / WHO किसे दर्शाता है?

• A. prepaid negotiable instrument issued by bank
• B. introductory statement of Constitution
• C. Statutory Liquidity Ratio
• D. United Nations agency for health (Correct)

Explanation: WHO is correctly described as: United Nations agency for health. / WHO का सही वर्णन है: स्वास्थ्य के लिए UN agency।

21. Fundamental Duties are mentioned in which part of the Constitution? / मौलिक कर्तव्य संविधान के किस भाग में हैं?

• A. Part III
• B. Part IV
• C. Part IVA (Correct)
• D. Part V

Explanation: Fundamental Duties are listed in Part IVA under Article 51A. / मौलिक कर्तव्य भाग IVA में हैं।

22. Which shortcut is used to paste copied text? / copied text paste करने का shortcut क्या है?

• A. Ctrl + C
• B. Ctrl + X
• C. Ctrl + V (Correct)
• D. Ctrl + Z

Explanation: Ctrl + V is the paste shortcut. / Ctrl+V paste के लिए है।

23. Repo rate is the rate at which: / Repo rate वह दर है जिस पर:

• A. RBI lends to banks / RBI banks को उधार देता है (Correct)
• B. Banks lend to customers only / केवल bank customers को उधार देते हैं
• C. Government collects GST / सरकार GST लेती है
• D. Stock exchange closes / शेयर बाजार बंद होता है

Explanation: Repo rate is RBI's short-term lending rate to banks. / Repo rate RBI द्वारा banks को दिए जाने वाले अल्पकालिक ऋण की दर है।

24. The SI unit of force is: / बल की SI इकाई क्या है?

• A. Joule
• B. Newton (Correct)
• C. Watt
• D. Pascal

Explanation: Force is measured in Newton. / बल न्यूटन में मापा जाता है।

25. Black soil is most suitable for which crop? / काली मिट्टी किस फसल के लिए सबसे उपयुक्त है?

• A. Cotton / कपास (Correct)
• B. Tea / चाय
• C. Jute / जूट
• D. Rubber / रबर

Explanation: Black soil retains moisture and is well suited for cotton. / काली मिट्टी कपास के लिए प्रसिद्ध है।