Banking & Static GA Test 3

1. Choose the correct description of Reserve Bank of India. / Reserve Bank of India का सही वर्णन चुनिए।

• A. central bank of India (Correct)
• B. Cash Reserve Ratio
• C. Non-Performing Asset
• D. Statutory Liquidity Ratio

Explanation: Reserve Bank of India is correctly described as: central bank of India. / Reserve Bank of India का सही वर्णन है: भारत का केंद्रीय बैंक।

2. Choose the correct description of Repo rate. / Repo rate का सही वर्णन चुनिए।

• A. rate at which RBI lends to banks (Correct)
• B. Comptroller and Auditor General of India
• C. Part IV of the Indian Constitution
• D. Cash Reserve Ratio

Explanation: Repo rate is correctly described as: rate at which RBI lends to banks. / Repo rate का सही वर्णन है: RBI द्वारा बैंकों को ऋण देने की दर।

3. Choose the correct description of Reverse repo rate. / Reverse repo rate का सही वर्णन चुनिए।

• A. Part IV of the Indian Constitution
• B. United Nations agency for education, science and culture
• C. bank that can accept deposits but generally cannot lend
• D. rate at which RBI borrows from banks (Correct)

Explanation: Reverse repo rate is correctly described as: rate at which RBI borrows from banks. / Reverse repo rate का सही वर्णन है: RBI द्वारा बैंकों से उधार लेने की दर।

4. Choose the correct description of CRR. / CRR का सही वर्णन चुनिए।

• A. Statutory Liquidity Ratio
• B. central bank of India
• C. Cash Reserve Ratio (Correct)
• D. Non-Performing Asset

Explanation: CRR is correctly described as: Cash Reserve Ratio. / CRR का सही वर्णन है: नकद आरक्षित अनुपात।

5. Choose the correct description of SLR. / SLR का सही वर्णन चुनिए।

• A. Cash Reserve Ratio
• B. Non-Performing Asset
• C. Statutory Liquidity Ratio (Correct)
• D. central bank of India

Explanation: SLR is correctly described as: Statutory Liquidity Ratio. / SLR का सही वर्णन है: वैधानिक तरलता अनुपात।

6. Choose the correct description of NPA. / NPA का सही वर्णन चुनिए।

• A. Statutory Liquidity Ratio
• B. Cash Reserve Ratio
• C. central bank of India
• D. Non-Performing Asset (Correct)

Explanation: NPA is correctly described as: Non-Performing Asset. / NPA का सही वर्णन है: गैर-निष्पादित परिसंपत्ति।

7. Choose the correct description of NEFT. / NEFT का सही वर्णन चुनिए।

• A. National Payments Corporation of India
• B. Unified Payments Interface
• C. Real Time Gross Settlement
• D. National Electronic Funds Transfer (Correct)

Explanation: NEFT is correctly described as: National Electronic Funds Transfer. / NEFT का सही वर्णन है: National Electronic Funds Transfer।

8. Choose the correct description of RTGS. / RTGS का सही वर्णन चुनिए।

• A. Unified Payments Interface
• B. National Electronic Funds Transfer
• C. National Payments Corporation of India
• D. Real Time Gross Settlement (Correct)

Explanation: RTGS is correctly described as: Real Time Gross Settlement. / RTGS का सही वर्णन है: Real Time Gross Settlement।

9. Choose the correct description of IMPS. / IMPS का सही वर्णन चुनिए।

• A. National Electronic Funds Transfer
• B. Real Time Gross Settlement
• C. National Payments Corporation of India
• D. Immediate Payment Service (Correct)

Explanation: IMPS is correctly described as: Immediate Payment Service. / IMPS का सही वर्णन है: Immediate Payment Service।

10. Choose the correct description of UPI. / UPI का सही वर्णन चुनिए।

• A. Unified Payments Interface (Correct)
• B. Real Time Gross Settlement
• C. Immediate Payment Service
• D. National Payments Corporation of India

Explanation: UPI is correctly described as: Unified Payments Interface. / UPI का सही वर्णन है: Unified Payments Interface।

11. Choose the correct description of NPCI. / NPCI का सही वर्णन चुनिए।

• A. National Electronic Funds Transfer
• B. National Payments Corporation of India (Correct)
• C. Unified Payments Interface
• D. Real Time Gross Settlement

Explanation: NPCI is correctly described as: National Payments Corporation of India. / NPCI का सही वर्णन है: भारतीय राष्ट्रीय भुगतान निगम।

12. Choose the correct description of SEBI. / SEBI का सही वर्णन चुनिए।

• A. securities market regulator in India (Correct)
• B. institution for MSME finance and development
• C. apex institution for agriculture and rural development finance
• D. pension fund regulator in India

Explanation: SEBI is correctly described as: securities market regulator in India. / SEBI का सही वर्णन है: भारत का प्रतिभूति बाजार नियामक।

13. Choose the correct description of IRDAI. / IRDAI का सही वर्णन चुनिए।

• A. pension fund regulator in India
• B. insurance regulator in India (Correct)
• C. institution for MSME finance and development
• D. securities market regulator in India

Explanation: IRDAI is correctly described as: insurance regulator in India. / IRDAI का सही वर्णन है: भारत का बीमा नियामक।

14. Choose the correct description of PFRDA. / PFRDA का सही वर्णन चुनिए।

• A. apex institution for agriculture and rural development finance
• B. securities market regulator in India
• C. pension fund regulator in India (Correct)
• D. institution for MSME finance and development

Explanation: PFRDA is correctly described as: pension fund regulator in India. / PFRDA का सही वर्णन है: भारत का pension fund regulator।

15. Choose the correct description of NABARD. / NABARD का सही वर्णन चुनिए।

• A. pension fund regulator in India
• B. institution for MSME finance and development
• C. apex institution for agriculture and rural development finance (Correct)
• D. securities market regulator in India

Explanation: NABARD is correctly described as: apex institution for agriculture and rural development finance. / NABARD का सही वर्णन है: कृषि और ग्रामीण विकास वित्त की शीर्ष संस्था।

16. Choose the correct description of SIDBI. / SIDBI का सही वर्णन चुनिए।

• A. insurance regulator in India
• B. securities market regulator in India
• C. apex institution for agriculture and rural development finance
• D. institution for MSME finance and development (Correct)

Explanation: SIDBI is correctly described as: institution for MSME finance and development. / SIDBI का सही वर्णन है: MSME वित्त और विकास संस्था।

17. Choose the correct description of Fiscal deficit. / Fiscal deficit का सही वर्णन चुनिए।

• A. sustained rise in general price level
• B. total value of final goods and services produced in an economy
• C. excess of government expenditure over receipts excluding borrowings (Correct)
• D. fall in general price level

Explanation: Fiscal deficit is correctly described as: excess of government expenditure over receipts excluding borrowings. / Fiscal deficit का सही वर्णन है: उधारी छोड़कर व्यय का प्राप्तियों से अधिक होना।

18. Choose the correct description of GDP. / GDP का सही वर्णन चुनिए।

• A. fall in general price level
• B. excess of government expenditure over receipts excluding borrowings
• C. total value of final goods and services produced in an economy (Correct)
• D. sustained rise in general price level

Explanation: GDP is correctly described as: total value of final goods and services produced in an economy. / GDP का सही वर्णन है: अर्थव्यवस्था में अंतिम वस्तुओं/सेवाओं का कुल मूल्य।

19. Choose the correct description of Inflation. / Inflation का सही वर्णन चुनिए।

• A. sustained rise in general price level (Correct)
• B. excess of government expenditure over receipts excluding borrowings
• C. fall in general price level
• D. total value of final goods and services produced in an economy

Explanation: Inflation is correctly described as: sustained rise in general price level. / Inflation का सही वर्णन है: सामान्य मूल्य स्तर में निरंतर वृद्धि।

20. Choose the correct description of Deflation. / Deflation का सही वर्णन चुनिए।

• A. fall in general price level (Correct)
• B. total value of final goods and services produced in an economy
• C. excess of government expenditure over receipts excluding borrowings
• D. sustained rise in general price level

Explanation: Deflation is correctly described as: fall in general price level. / Deflation का सही वर्णन है: सामान्य मूल्य स्तर में गिरावट।

21. Fundamental Duties are mentioned in which part of the Constitution? / मौलिक कर्तव्य संविधान के किस भाग में हैं?

• A. Part III
• B. Part IV
• C. Part IVA (Correct)
• D. Part V

Explanation: Fundamental Duties are listed in Part IVA under Article 51A. / मौलिक कर्तव्य भाग IVA में हैं।

22. Which shortcut is used to paste copied text? / copied text paste करने का shortcut क्या है?

• A. Ctrl + C
• B. Ctrl + X
• C. Ctrl + V (Correct)
• D. Ctrl + Z

Explanation: Ctrl + V is the paste shortcut. / Ctrl+V paste के लिए है।

23. Repo rate is the rate at which: / Repo rate वह दर है जिस पर:

• A. RBI lends to banks / RBI banks को उधार देता है (Correct)
• B. Banks lend to customers only / केवल bank customers को उधार देते हैं
• C. Government collects GST / सरकार GST लेती है
• D. Stock exchange closes / शेयर बाजार बंद होता है

Explanation: Repo rate is RBI's short-term lending rate to banks. / Repo rate RBI द्वारा banks को दिए जाने वाले अल्पकालिक ऋण की दर है।

24. The SI unit of force is: / बल की SI इकाई क्या है?

• A. Joule
• B. Newton (Correct)
• C. Watt
• D. Pascal

Explanation: Force is measured in Newton. / बल न्यूटन में मापा जाता है।

25. Black soil is most suitable for which crop? / काली मिट्टी किस फसल के लिए सबसे उपयुक्त है?

• A. Cotton / कपास (Correct)
• B. Tea / चाय
• C. Jute / जूट
• D. Rubber / रबर

Explanation: Black soil retains moisture and is well suited for cotton. / काली मिट्टी कपास के लिए प्रसिद्ध है।